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Driving in the EU

Short term car insurance policies from the major providers usually include cover for driving throughout the European Union but this cover is almost invariably the absolute minimum required to comply with the law in any non-UK country that is being driven through. This means that in the event of an accident which was judged to be your fault you would not be covered for any damage to the vehicle you were driving. These policies can, however, be upgraded to comprehensive cover in return for an extra premium in most cases, and roadside assistance throughout the EU can also usually be purchased if required.

A normal proviso is that the journey both begins and ends in the UK so this type of insurance cannot be used for a vehicle which is being exported. The vehicle itself would have to be registered, and normally kept, in the UK.

EU countries include Andorra, Austria, Belgium, Croatia, Cyprus, the Channel Islands, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, San Marino, Slovakia, Slovenia, Spain, Sweden, and Switzerland, and Vatican City.

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